YouTrip turned eight on 19 August 2026, and it is marking it with the loudest campaign it has ever run: an original anime short (*Trippie the Fee Slayer*, with its own OST), a four-day pop-up at Funan, 8 pairs of flight tickets to Japan, and the line printed across the campaign artwork — "Get 3% cashback & win free flights to Japan!"
That 3% is the part worth reading twice. It is real, it is on your own YouTrip card spend, and it runs to 15 September 2026. It is also capped at S$12 and handed to only the first 3,038 people who qualify — and neither of those two numbers appears anywhere on the campaign blog post. Both sit in the campaign's own terms and conditions page.
> Quick view: 19 Aug – 15 Sep 2026 · opt in via the Promo banner in the YouTrip app, then spend min. S$400 on the card · 3% cashback, capped at S$12, and only for the first 3,038 qualifying participants · every qualifier — capped or not — is entered in a draw for 1 of 8 pairs of flights to Japan (up to S$2,000 a pair) · cashback lands in your YouTrip wallet by 15 Oct 2026 · free merch at the Funan Atrium B2 pop-up, 27–30 Aug.
The two things you have to do
YouTrip's terms set exactly two conditions, in this order:
- Tap the Promo banner on your YouTrip app homepage and hit "Join now" to opt in. There is no other entry route — no promo code, no web form, no email sign-up.
- Spend at least S$400 (or the equivalent in any other currency) on your YouTrip card during the campaign period, 19 August to 15 September 2026, both dates inclusive.
The S$400 is cumulative across the whole window, and it does not have to be overseas spend — local swipes count the same. If you spend in a foreign currency, it counts at the equivalent.
The catch: 3% is only 3% at exactly S$400
The cashback is "3% on your cumulative spend during the Campaign Period, capped at S$12". Three per cent of S$400 is S$12 — so the cap binds at the exact moment you qualify. Every dollar you spend past S$400 earns nothing extra.
| You spend | Cashback | Effective rate |
|---|---|---|
| S$400 | S$12 | 3.00% |
| S$500 | S$12 | 2.40% |
| S$800 | S$12 | 1.50% |
| S$1,000 | S$12 | 1.20% |
| S$2,000 | S$12 | 0.60% |
| S$4,000 | S$12 | 0.30% |
This matters most for the people the campaign is aimed at — travellers. If YouTrip is the card you take to Tokyo and you put a S$2,000 trip on it, your birthday reward is still S$12, which is 0.6%. That is not a reason to avoid the card (YouTrip's actual pitch has always been zero FX fees and wholesale rates, not cashback), but it is a reason not to route extra spend to it *because of this promo*.
The second catch: it is a race to 3,038
The terms read: "be among the first 3,038 Eligible Participants to meet all the Conditions above". Read that carefully — it is not the first 3,038 to opt in, it is the first 3,038 to cross S$400 after opting in. Opting in early and then spending slowly does not hold your place.
YouTrip has never published a Singapore user count in this campaign, and 3,038 is a small number against any plausible one. If you want the S$12, the practical advice is blunt: opt in today and get to S$400 quickly, or treat the cashback as a bonus you probably will not see and enter for the flights instead.
The flight draw has no cap — and that is the better prize
This is the part most write-ups bury. The Flight Prize is drawn from all Eligible Participants who meet the Conditions, not from the first 3,038. So if you opt in and cross S$400 as participant number 20,000, you get no cashback but a full entry in the draw.
Eight winners are picked at random, each taking a pair of flight tickets to Japan. The fine print on that:
- Each prize is capped at a total value of S$2,000 per pair. If the booking comes to more, you pay the difference.
- The prize covers flights only — visas, travel insurance, baggage fees, seat selection, accommodation and airport transfers are yours.
- YouTrip picks the airline and the redemption details, and the booking must go through its appointed travel partner.
- There will be a redemption period and blackout dates, sent to winners after the announcement.
- Winners are contacted by 15 October 2026 on the details registered to the account, and have 14 days to respond before the prize can be forfeited and redrawn.
- No cash alternative, no transfers.
What does not count towards the S$400
Two exclusions, both easy to trip over:
Reversed transactions. Anything refunded, reversed, cancelled or otherwise invalidated is stripped out of your total. Book a flight on the card and cancel it, and that spend disappears from your progress.
Insurance. Four merchant category codes are carved out entirely — they count towards neither the S$400 nor the cashback:
| MCC | Category |
|---|---|
| 6300 | Insurance sales, underwriting and premiums |
| 6381 | Insurance – premiums |
| 3429 | Insurance rent-a-car |
| 5960 | Direct marketing insurance services |
That is a genuinely awkward one for a travel card. Paying your travel insurance premium on your YouTrip card is exactly the sort of trip spend people would use to reach S$400, and it is the one thing explicitly ruled out.
When the money actually arrives
Cashback is credited automatically to your YouTrip wallet by 15 October 2026 — a month after the campaign closes. It is yours personally: it cannot be transferred to another YouTrip wallet or account, and YouTrip reserves the right to claw it back if it finds fraud, duplicate identities or a breach of terms.
One security note straight from the terms, worth repeating because campaign season is scam season: YouTrip will never ask for your OTP or your full card number. It may ask for your Y-number, which cannot be used to make transactions.
The free part: the Funan pop-up, 27–30 August
No spend required here at all. YouTrip is taking over Funan Atrium, Basement 2 for four days:
| Date | Time |
|---|---|
| Wed 27 Aug 2026 | 3pm – 8pm |
| Thu 28 – Sat 30 Aug 2026 | 10am – 9pm |
- Existing YouTrip users: flash your app and take a free limited-edition anime tee or tote bag, plus a sticker sheet and keychain. Note the *or* — it is one of the two, not both.
- New sign-ups: register on the spot and you get the full bundle — tee, tote bag, sticker sheet and keychain. That is the better haul, and it is the only place the two-item split does not apply.
- Also on site: a live matcha station with free cups, a tote-bag customisation station, and a reaction challenge with prizes.
Photo: YouTrip official campaign artwork.
How to play this properly
- Opt in first, and today. The banner is on the app homepage. The cashback is first-come on *qualifying*, so every day you wait is people ahead of you.
- Aim for S$400 and stop optimising. There is no reward for S$401 onwards. Put the rest of your spend on whatever card actually pays you.
- Do not use insurance to top up your total — it is excluded, and it will not show in your progress.
- Enter even if you think the 3,038 are gone. The Japan draw does not care what number you are.
- If the merch is what you want, go on 28–30 August. The 27th opens at 3pm; the other three days run 10am to 9pm, and new sign-ups on the day take the full four-piece bundle.
Related
- 5 Best Miles Credit Cards in Singapore (2026) — what to put the *other* S$1,600 of that trip on
- 5 Best Cashback Apps in Singapore (2026) — where capped cashback offers really sit against each other
- 3 Big Japan Travel Rule Changes for H2 2026 — read this before you win those flights
- Singapore Airlines' Fare Sale, 21 Aug – 10 Sep 2026 — the other Japan-shaped deal running in the same window
- Best Singapore Promos & Deals This Month — the full urgency-sorted roundup
*Campaign dates, the opt-in mechanic, the S$400 minimum, the S$12 cashback cap, the 3,038-participant limit, the excluded insurance MCCs, the 15 October 2026 credit date and every Flight Prize condition above are read directly off YouTrip's own campaign terms and conditions page (you.co/sg/youtrip-8th-birthday-campaign-tncs) and its own announcement post "YouTrip Turns 8: Win Free Flights to Japan & 3% Cashback", published 19 August 2026 on you.co/sg/blog. Pop-up dates, times, location and merch details are from the same announcement post. YouTrip is issued by You Technologies Group (Singapore) Pte Ltd, a major payment institution licensed by MAS.*
