5 Best Credit Cards for Travel Miles in Singapore (2026) — Citi PremierMiles, UOB PRVI, DBS Altitude & More

The smartest 'set and forget' miles card on the Singapore market. 1.2 mpd local / 2.2 mpd on foreign currency spend, with the killer feature that Citi Miles never expire and are uncapped — you only convert them to KrisFlyer or another partner when you actually need to redeem. Annual fee S$196.20 (incl. 9% GST), with a first-year-waiver option. Current welcome offer: up to 30,000 bonus Citi Miles for S$800 spend in your first 2 months. Includes 2 complimentary airport lounge visits a year, plus a 10,000 Citi Miles renewal bonus when you pay the annual fee.

The overseas-spending champion. 1.4 mpd local / 2.4 mpd overseas — the highest mainstream mpd in Singapore — and 3 mpd on spend in Malaysia, Indonesia, Thailand and Vietnam, which is where most Singaporeans actually burn their holiday budget. Up to 8 mpd on hotel and flight bookings through Agoda and Expedia. Annual fee S$261.60 with a first-year waiver. Best for: anyone spending 30%+ of their card spend in foreign currency, including online shopping in USD, frequent regional trips, or business travellers with international clients.

The strongest everyday earn rate of the entry-level miles cards: 1.3 mpd local / 2.2 mpd overseas, which quietly beats Citi PremierMiles on local spend. DBS Points convert to KrisFlyer, Asia Miles, Qantas and AirAsia, plus Kris+ (KrisPay) — four airline programmes rather than a huge list, so check your preferred airline is on it. Conversions go in blocks of 5,000 DBS Points (= 10,000 miles) and carry a S$27.25 admin fee each time. Annual fee S$196.20 with a year-1 waiver — note DBS is scrapping the S$25,000 spend-based waiver from August 2026, so year 2 onwards is a discretionary request. Includes complimentary travel insurance and 2 lounge visits a year on the Visa variant.

The KrisFlyer purist's pick. 1.2 mpd on local SGD spend, 2 mpd on Singapore Airlines, Scoot, KrisShop and Pelago purchases. Miles credit DIRECTLY to your KrisFlyer account (no manual conversion, no admin fee). Includes 1 complimentary night a year at participating Hilton properties in Asia Pacific, Hertz Gold Plus Rewards benefits (up to 10% off worldwide rentals plus a car-class upgrade), and a 10,000 KrisFlyer miles renewal voucher when you pay the fee. Annual fee S$397.85 (incl. 9% GST), waived year 1 — there is no spend-based waiver, though AMEX will often halve it on request if you give up the hotel night. Best for: anyone who flies SQ 4+ times a year and primarily wants KrisFlyer miles.

The premium perks card. 1.4 mpd local / 2.4 mpd overseas (same as PRVI Miles), but with the heavy benefits: 12 complimentary lounge passes per 12-month membership year at 1,400+ airport lounges via The Airport Companion Programme by DragonPass (guests allowed when travelling with you), 24/7 UOB Visa Infinite Concierge, travel personal accident cover up to US$1,000,000 plus purchase protection to S$10,000, and 15–30% off at participating restaurants. Annual fee S$654 (incl. 9% GST) — and note it is strictly non-waivable, with no first-year or spend-based waiver. Best for: frequent travellers who will genuinely use 12 lounge visits a year.