Until 2018, getting foreign currency in Singapore meant a Mustafa or Lucky Plaza queue. Since the wave of multi-currency apps (YouTrip 2018, Revolut SG 2019, Wise's local entity, Amaze 2021), the calculus has flipped: for most major travel currencies, app-based mid-market-rate cards beat physical changers, skip the queue, and remove cash-loss risk.
We compared 5 of the most-used currency-exchange apps in Singapore for 2026 — across exchange rates, fees, ATM caps, supported currencies, and which is genuinely best for your travel style.
