DBS PayLah! Now Works in Taiwan: Scan to Pay at 250,000+ TWQR Merchants, Plus S$3 Cashback From 16 Nov
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DBS PayLah! Now Works in Taiwan: Scan to Pay at 250,000+ TWQR Merchants, Plus S$3 Cashback From 16 Nov

From today, 21 October 2026, DBS PayLah! users can scan to pay at more than 250,000 merchants in Taiwan that display the TWQR mark, from night-market stalls to retailers. DBS is the first Singapore bank linked to Taiwan's TWQR network. The app shows the price in Taiwan dollars, the exchange rate and the final Singapore-dollar amount before you confirm. From 16 November 2026 to 31 January 2027, people new to PayLah!'s overseas QR payments can also get cashback capped at S$3 when they scan to pay in Taiwan, Malaysia, Thailand or Indonesia.

Sarah Lim21 October 20264 min read

DBS PayLah! now works in Taiwan. From 21 October 2026, PayLah! users can scan to pay at more than 250,000 merchant locations across Taiwan that display the TWQR mark, from night-market food stalls and local eateries to shops at tourist spots. DBS says it is the first Singapore bank to connect its customers to Taiwan's TWQR network.

There is a sweetener too. From 16 November 2026 to 31 January 2027, customers new to PayLah!'s overseas QR payments get cashback capped at S$3 when they scan to pay in Taiwan, Malaysia, Thailand or Indonesia.

> Quick view: PayLah! scan-to-pay is live in Taiwan from 21 Oct 2026 at 250,000+ TWQR merchants (iPass Money, Taiwan Pay, PXPay Plus, Easy Wallet codes). JKO Pay codes and a merchant-scans-you option arrive in 2027. S$3 cashback for first-time overseas QR users, 16 Nov 2026-31 Jan 2027, no minimum spend, one redemption a month, 20,000 a month.

How paying works

  1. Update PayLah! to the latest version.
  2. Look for the TWQR acceptance mark, or a QR payment notice with the TWQR label.
  3. Scan the merchant's code with PayLah!'s scanner and key in the amount (some codes fill it in for you).
  4. Check the screen: it shows the price in Taiwan dollars, the exchange rate and the final amount in Singapore dollars. Tap to confirm.

DBS says PayLah! is available to users without a DBS/POSB bank account, and the bank puts the app's user base at more than three million.

DBS PayLah! step-by-step guide to paying a TWQR code in Taiwan
How a TWQR payment looks in PayLah!, from scan to confirmation. (Photo: DBS official)

Which QR codes work, and which do not yet

StatusTWQR providers
Works nowiPass Money, Taiwan Pay, PXPay Plus, Easy Wallet
Coming (DBS's own chart)JKO Pay, PlusPay, icash Pay
Coverage today250,000+ merchant locations, about two-thirds of the TWQR network
In 2027All participating TWQR merchants, plus a merchant-scan-customer option at major retailers

The gap that matters is JKO Pay, which DBS names as joining next year. If a stall's QR stand carries the JKO Pay branding, PayLah! may not scan it yet, so keep some cash on you.

TWQR codes PayLah! can scan now, and those coming soon
Available now: iPass Money, Taiwan Pay, Easy Wallet, PXPay Plus. Coming soon: JKO Pay, PlusPay, icash Pay. (Photo: DBS official)

The S$3 cashback: the fine print

DetailWhat DBS says
Period16 November 2026 to 31 January 2027
WhereScan to pay in Taiwan, Malaysia, Thailand or Indonesia
AmountCapped at S$3
Minimum spendNone
WhoCustomers who have not used PayLah! for overseas QR payments in the past 12 months
LimitOne redemption per customer per month
Pool20,000 redemptions available each month

Two things to note. First, the cashback does not start until 16 November, so a payment you make in Taiwan this month earns nothing extra. Second, on DBS's wording, using PayLah! for an overseas QR payment before 16 November may mean you no longer count as "new" when the cashback opens. If you have a trip to Johor Bahru, Bangkok, Bali or Taipei planned for late November or December, it may pay to hold off on your first overseas scan until then. DBS has not yet published separate full terms in its release, so check its site before you rely on it.

What it means for you

If you are heading to Taiwan, this is one less reason to queue at a money changer for large amounts of cash. Night markets are where it helps most, since many small stalls have been cash-only for foreign visitors. The app shows you the exchange rate before you pay, so it is easy to compare against a multi-currency card at the counter. Keep a card and some Taiwan dollars as backup for shops outside the participating providers.

PayLah! already covers cross-border QR in Indonesia (QRIS), Malaysia (DuitNow), Thailand (PromptPay) and UnionPay worldwide, so Taiwan joins a growing list. Going the other way, DBS says that from 2027 its customers in Taiwan will be able to pay SGQR codes at Singapore merchants.

*Source: DBS newsroom release, 21 October 2026. Photos: DBS official.*

Frequently Asked Questions

Which shops in Taiwan accept DBS PayLah!?

**Shops showing the TWQR acceptance mark, or a QR payment notice with the TWQR label, from participating providers.** DBS names iPass Money, Taiwan Pay, PXPay Plus and Easy Wallet as working now, which covers more than 250,000 merchant locations, roughly two-thirds of the TWQR network. JKO Pay codes are not supported yet; DBS says PayLah! will work across all participating TWQR merchants in 2027. If a stall only takes cash or shows a QR code without the TWQR label, carry some Taiwan dollars as backup.

Do I need a DBS or POSB bank account to use PayLah! in Taiwan?

**No, according to DBS.** Its release says PayLah! is available to users without a DBS/POSB bank account. You do need the latest version of the app. Before you confirm each payment, PayLah! shows the amount in Taiwan dollars, the exchange rate it is applying and the final amount in Singapore dollars, so you can compare it with your card or a multi-currency wallet on the spot. DBS's release does not state a separate fee, so read that SGD figure as the number that matters.

How do I get the S$3 cashback, and can I get it more than once?

**Scan to pay overseas with PayLah! between 16 November 2026 and 31 January 2027, in Taiwan, Malaysia, Thailand or Indonesia.** It is only for customers who have not used PayLah! for overseas QR payments in the past 12 months, it is capped at S$3, and there is no minimum spend. DBS allows one redemption per customer per month, with 20,000 redemptions available each month. DBS has not said whether someone who claims in November still counts as 'new' in December, so do not plan around more than one S$3. One practical point from the wording: if you use PayLah! overseas QR before 16 November, you may no longer count as new when the cashback starts.

Current Promos

Ends 31 Jan
Up to S$3 cashback
DBS PayLah! overseas QR payments: Taiwan, Malaysia, Thailand, Indonesia

Cashback capped at S$3 when you scan to pay overseas with DBS PayLah! in Taiwan (TWQR), Malaysia, Thailand or Indonesia, 16 November 2026 to 31 January 2027. No minimum spend. WHO QUALIFIES: only customers who have not used PayLah! for overseas QR payments in the past 12 months. LIMITS: one cashback redemption per customer per month, and 20,000 redemptions available each month in total, so it can run out. Based on DBS's 21 October 2026 press release; check the full terms on DBS's site before you travel.

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