Pick one System 3 that almost every Singapore shop stocks, the 5-tick Mitsubishi Starmex built from an MXY-3H28VG outdoor unit and three 9,000 BTU fan coils, and the price swings by $1,459 depending on where you buy it. The catch is that three of the five big retailers bundle installation into that number and two do not, so the cheapest sticker in the country turns out to be the dearest bill once it is on your wall. Underneath sits a second set of figures nobody advertises: how many feet of piping the free installation actually covers, who leaves the stainless bracket out, and which shops can take the $400 Climate Vouchers that only 5-tick machines qualify for. We priced eight options on 18 September 2026, five retailers and three installers, on the same hardware wherever we could.
A System 3 is the most common aircon job in a Singapore home, and on 18 September 2026 the same Mitsubishi Starmex set carried five different prices at five shops.
> Quick view: cheapest fitted is Mega Discount Store at $3,580 ($3,510 with its own code 7ST0), then Gain City $3,621.12, COURTS $3,674, Audio House $3,830 once its $900 installation is added, and Best Denki $4,349. Catch: only 5-tick units take the $400 Climate Vouchers, and only at an approved store.
Why this roundup exists
Aircon is the one big appliance where the advertised price and the amount you pay are routinely different numbers, and the gap is not small. We picked a single set of model codes that almost every Singapore retailer stocks, the Mitsubishi Starmex System 3 built from an MXY-3H28VG outdoor unit and three 9,000 BTU MSXY-FP10VG fan coils, and priced it at every shop we could reach on 18 September 2026. Same box, same compressor, same three heads. The spread was $2,890 to $4,349 on the sticker, and $3,510 to $4,349 once installation was added back in where it was not included.
The $400 rule most buyers get wrong
Air-conditioners are one of the 12 eligible categories under the Enhanced Climate Friendly Households Programme, whose $300 and $100 vouchers run to 31 December 2027. The official eligible-products page for air conditioners, last updated 18 June 2026, gives one instruction and one only: look for the 5-tick label. A 4-tick machine earns nothing, which is why a cheap 4-tick System 3 at $1,899 is not $1,611 better than a 5-tick one at $3,510. It is about $1,211 better, before you weigh the running cost.
The second half of the rule is the shop. Of the 826 stores on the official participating-retailer map, only 157 are approved for air-conditioners. The chains that stock split systems and carry that approval are COURTS (13 stores), Best Denki (12), Gain City (12), Parisilk (3), Mega Discount Store (2) and Audio House (1). The specialist installers with the lowest headline prices, including every operator in items 6 to 8 above, are not on that list. Note also that vouchers are normally scanned in person, which is why Audio House states its aircon listings are voucher-eligible at its showroom, although Gain City's online cart does carry a Climate Voucher field capped at $400.
Harvey Norman has the most approved stores and nothing to sell you
This one is worth knowing before you make a trip. Harvey Norman has 14 stores approved for air-conditioners, more than any other retailer in Singapore. Its online air-conditioning category on 18 September carried 149 listings across eight pages, and not one of them was a split system. The most expensive item in the whole category was a $2,799 EuropAce 30,000 BTU portable, and the rest were casement units, air purifiers, dehumidifiers and fans. If you want a System 3 from Harvey Norman, the website will not sell you one.
How to choose
Count the piping before the price. This is where the money hides. Gain City includes up to 50 ft on a multi-split and charges $8 a foot for 9K and 12K heads after that. Best Denki includes 25 ft and charges the same $8 a foot beyond. AirconDeals states 15 metres per indoor unit in its inclusion list and 8 metres in its own FAQ, so on three heads it is somewhere between roughly 79 ft and 148 ft, and you should get the figure in writing. Mega Discount Store and COURTS publish no figure at all. On a long run across a four-room flat, a 25 ft allowance and a 50 ft allowance can differ by a few hundred dollars.
Check who excludes the bracket. Best Denki and Mega Discount Store both state that the stainless steel bracket and power point are excluded. AirconDeals includes a 304 stainless steel bracket in its package price. That is a real part, not a line item, and it should be in the comparison.
Ask what the price assumes about your home. Every retailer here quotes for standard HDB residential installation. Condos, landed homes and anything with a false ceiling carry extra charges that nobody publishes, and cutting and patching a false ceiling is always billed separately.
Check the lead time against your renovation. Gain City schedules 1 to 4 weeks out, Mega Discount Store says about a week, Best Denki offers express installation within 3 working days subject to conditions, and the COURTS listing is an indent order with no fixed date.
Get the old unit taken away free. Under the Resource Sustainability Act, the retailer delivering your new aircon must remove the old one of the same type free on request for regulated products. Ask for it at the point of sale rather than paying a disposal add-on.
How we checked
Every price here was read on 18 September 2026 from the shop's own website: product listings and cart totals at Gain City, COURTS, Best Denki, Audio House and Mega Discount Store, and published price pages at AirconDeals.sg, Silverback Aircon and FixMove. The Climate Voucher rules and the participating-store counts come from climate-friendly-households.gov.sg and the official store map at maps.gov.sg/spend-climatevouchers. Every retailer price, promo code and installer ladder above was re-read and re-confirmed on 19 September 2026. Prices, stock and campaign dates change without notice, so confirm the exact model codes and the written scope of work before you pay.
Related reads
- 5 Best Aircon Servicing Companies in Singapore (2026), what it costs to keep the system you just bought
- 8 Best Electricians in Singapore (2026), for the power point that none of these packages include
- 6 Best Water Heaters in Singapore (2026), the other appliance where ticks decide the voucher
- 9 Best Refrigerators in Singapore (2026), another category on the Climate Voucher list
- Best Electricity Price Plans in Singapore (2026), because a System 3 is the biggest thing on your bill