5 Best Investment Apps in Singapore (2026) — Endowus, StashAway, Syfe & More Compared

The only Singapore platform that lets you invest your CPF Ordinary Account, Special Account, and SRS funds directly through a robo. Management fees: 0.40% flat for CPF/SRS, 0.60% for the first S$200k of cash, scaling down to 0.25% above S$5M AUM. Minimum S$1,000 to start, S$100 top-ups. Best for: anyone who wants to put their CPF OA savings into something more productive than the 2.5% OA rate, or for SRS contributors looking for a managed portfolio. The clear pick if 'CPF investing' is on your priority list.

The macro-strategy player. StashAway's signature is ERAA® (Economic Regime-based Asset Allocation) — a proprietary algorithm that shifts portfolio allocations based on macroeconomic conditions rather than holding a fixed allocation. Management fees: 0.20%–0.80% depending on AUM. No minimum to start. Best for: beginners who want a clean, simple onboarding experience and trust in an active rebalancing approach. Also strong on user experience — generally regarded as the most polished robo-advisor app in Singapore.

The flexibility champion. Syfe offers ready-made portfolios (Core Equity, Income+, REIT+, Cash+) plus a Syfe Custom option that lets advanced users build their own ETF portfolios from scratch — rare in the robo space. Management fees: 0.65% for AUM below S$50k, 0.55% S$50k–S$250k, scaling down to 0.25% above S$5M. No minimum investment. Best for: investors who want options beyond the 'risk level 1–10' format, or who specifically want a Singapore REIT or income-focused portfolio.

The hybrid robo from Singapore's biggest bank — combines DBS portfolio managers' expertise with robo automation. Flat 0.75% management fee regardless of AUM, which makes it more expensive than the pure-robo competition for small balances but cheaper at very large balances. Minimum S$1,000 to start, S$1,000 minimum top-ups. Best for: existing DBS/POSB customers who value integration with their main banking app, and for investors who want a known established institution rather than a fintech.

The seasoned-investor option. FSMOne (operated by iFAST) has been a fund-distribution platform in Singapore since 2000, and MAPS (Managed Account Portfolio Service) is its actively managed robo offering. The platform also gives you direct access to over 1,000 unit trusts, ETFs, bonds, and stocks if you outgrow the robo portfolios. Management fees vary by portfolio (0.50%–1.00% range). Minimum from S$1,000. Best for: investors who want a robo today and full DIY tools tomorrow, on the same login.