> Quick view: About 3 million Singaporeans aged 21 and above in 2027 get $100 to $250 in Assurance Package (AP) Cash, paid from 8 December 2026. It is automatic. Link your NRIC to PayNow by 24 November to be paid first. This is the last AP Cash payout.
The Ministry of Finance (MOF) announced on 10 November 2026 that the final round of AP Cash will go out next month. The enhanced Assurance Package was announced in Budget 2023 to help households with living costs after the GST increase, and its cash component has been paid every December since 2022. December 2026 is the last one.
It is also a smaller cheque than the one many people got last year. In December 2025 the top tier was $600. This time it is $250.
How much you will get
The amount depends on your Assessable Income (AI) for Year of Assessment 2025, which is the income you earned in 2024, and on how many properties you own.
| Assessable Income (YA2025) | Own 0 or 1 property | Own more than 1 property |
|---|---|---|
| Up to $39,000 | $250 | $100 |
| Above $39,000, up to $100,000 | $150 | $100 |
| Above $100,000 | $100 | $100 |
For comparison, the same tiers paid $600, $350 and $100 in December 2025. Over the five years from 2022 to 2026, each eligible Singaporean receives between $700 and $2,250 in total.
Who qualifies
- You are a Singapore citizen residing in Singapore; and
- You are aged 21 and above in 2027 (the reference year for this payout).
Owning more than one property, such as a second home, shophouse or commercial unit, does not disqualify you, but it puts you on the $100 tier whatever your income.
When the money lands
| How you are paid | What to do | Paid by |
|---|---|---|
| PayNow-NRIC (default) | Link your NRIC to PayNow with your bank by 24 November 2026 | 8 December 2026 |
| Bank crediting | If you have no PayNow-NRIC link, submit your bank account details on the govbenefits e-services by 30 November 2026 | 17 December 2026 |
| GovCash | No PayNow-NRIC link and no bank account on record | 24 December 2026 |
Eligible recipients get an SMS from the gov.sg sender ID before and after the payment is credited. If you do not have a Singpass-registered mobile number, a letter goes to the address on your NRIC.
The fine print
- No Assessable Income on record? If IRAS has no YA2025 assessment for you (usually because a tax return was never filed), your eligibility cannot be assessed. Contact IRAS on 1800 356 8300 to file first, then update the government through the govbenefits e-services.
- Living overseas: not eligible. The payout is meant for living expenses in Singapore.
- Dual citizenship: those who hold foreign citizenship are not eligible for government benefits, even with Singapore citizenship.
- New citizens: if you become a citizen between 1 August 2026 and 30 July 2027, you are assessed automatically.
- Eligibility recently reassessed: payment follows within the next two months.
What this means for you
For most people there is nothing to do, and the cash will simply arrive. The one useful step is a two-minute check in your banking app that your NRIC is linked to PayNow. If it is, you are in the first wave on 8 December, a fortnight ahead of GovCash.
Two practical notes. First, the $250 lands just ahead of the year-end sales, so it is a good moment to plan where it goes rather than let it disappear into everyday spending. Second, payout season is scam season. The government will never ask for your bank login, Singpass password or OTP by SMS, email or phone. Only check your status at govbenefits.gov.sg, logged in with Singpass.
This article sets out official MOF and govbenefits information and is not financial advice. If your situation is unusual, confirm with the agency directly.
Source: Ministry of Finance announcement, 10 November 2026; Assurance Package page, govbenefits.gov.sg. Cover graphic: MissLobang, built from official govbenefits figures.
