Where can you actually spend your $500 CDC Vouchers? On 22 October 2026 the Government's own locator listed 26,246 participating outlets: 25,844 hawkers and heartland merchants, plus 402 supermarkets. The supermarket 402 break down as FairPrice 165, Sheng Siong 87, Giant 39, Prime 28, Cold Storage 23, CS Fresh 20, U Stars 18, Ang Mo Supermarket 10, HAO Mart 7, four Jason's stores and one Hill View Market Place. There is no printed CDC voucher merchant list for the heartland half, because shops join and leave continuously; the locator at go.gov.sg/cdcvouchers is the only complete source. The $500 splits into $250 for supermarkets and $250 for heartland merchants and hawkers, the two halves are not interchangeable, and it runs till 31 December 2027. Below: the merchant picture in full, the mechanic that quietly costs people money (vouchers come in fixed $2, $5 and $10 and merchants cannot give change), and 5 ways to make the $500 offset real bills.
Your $500 CDC Vouchers work at 26,246 places, and the two halves are not interchangeable.
> Quick view: $250 supermarkets + $250 heartland, valid till 31 Dec 2027. The official locator listed 402 supermarkets and 25,844 hawkers and heartland merchants on 22 Oct 2026. Catch: vouchers come in fixed $2, $5 and $10, and no merchant can give change.
The $500 comes as two fixed halves that cannot be swapped: $250 for participating supermarkets and $250 for participating heartland merchants and hawkers. So plan around that split rather than fighting it. Earmark the supermarket $250 for pantry staples and bulk groceries (rice, oil, canned goods, detergent), and the heartland $250 for daily meals, wet-market produce, the neighbourhood bakery, minimart or barber. Matching each half to where you would naturally spend means you actually use all $500 instead of letting one half lapse.
Vouchers do not cancel out other discounts, so time the supermarket half to land on member prices and weekly deals. Use your $250 at FairPrice, Sheng Siong or Prime during their member-price items, multi-buy offers or weekend specials, and the voucher saving sits on top of the promo discount. Loyalty apps (like FairPrice's Link points) usually still earn too. The result: the same trolley of groceries costs you noticeably less out of pocket than paying cash at full price.
The heartland $250 is where the vouchers do the most community good, and it is easy to use once you know the mechanics. On 22 October 2026 the official locator listed 25,844 participating hawkers and heartland merchants, so hawker stalls, coffeeshops, wet-market vendors and neighbourhood shops are almost never the problem. Just show the QR code and the stallholder scans it. The one thing to get right is that vouchers come in fixed $2, $5 and $10 denominations and merchants cannot give change. If your chicken rice is $4.50 and you tap a $5 voucher, that extra 50 cents is gone. So build up to just under the bill (two $2 vouchers for a $4.50 plate) and top up the last bit with cash, card or PayLah. You can stack up to 15 vouchers per QR code and scan more than one code in a single transaction, so even a big order is fine.
Check which tranche you are actually spending before you relax about the deadline. The $500 CDC Vouchers 2026 (June) run till 31 December 2027, but the earlier $300 CDC Vouchers 2026 (January) expire a full year sooner, on 31 December 2026, and any balance left after that date is forfeited. If your voucher link still shows a January balance, clear that one first and treat the June $500 as the reserve. If you already know some January balance will go unused, donate it before it lapses: from 1 October to 31 December 2026, unspent January vouchers can go to a participating charity (IPC) of your choice via KampungSpirit at go.gov.sg/kampungspirit-cdcv. After that, the smartest use is to put them against things you would buy anyway: rice, cooking oil, eggs, milk, toiletries and household basics. Spending on essentials means the vouchers genuinely offset your bills, rather than tempting you into extra 'because it's free' purchases you would not otherwise make.
The $500 is per household, and only one representative claims it with Singpass, so agree early on who holds the voucher link and how the family will use it. Otherwise you risk double-expectations or a forgotten link. Save the link to your phone's home screen so it is handy at the till. And stay scam-safe: only ever claim and check balances via the official go.gov.sg/cdcv or vouchers.cdc.gov.sg, the SMS always comes from the sender ID 'gov.sg', and the genuine voucher link always starts with https://voucher.redeem.gov.sg/. Treat any other prefix as a scam. The Government never charges a fee to claim, and you should never share your Singpass password or OTP with anyone offering to 'help'. To find participating shops near you, search your postal code on the official locator at go.gov.sg/cdcvouchers, and in store, a yellow decal at the till marks a participating supermarket while a teal decal marks a participating hawker or heartland merchant.
There is no printed CDC voucher merchant list, and that is deliberate. Shops join and leave the scheme continuously, so a fixed list would be stale within a week. The Government publishes a live locator instead: search your postal code or address at go.gov.sg/cdcvouchers to see every participating shop near you.
On 22 October 2026 that locator carried 26,246 participating outlets, made up of 25,844 hawkers and heartland merchants and 402 supermarkets. It also carries a Budget Meals filter, which narrowed the heartland list to 614 stalls when we checked.
We have now read the same locator five times. On 31 August 2026 it carried 25,979 hawkers and heartland merchants. On 9 September 2026 it carried 25,754, so 225 shops came off the heartland list in nine days. On 23 September 2026 it was back up to 25,853, and on 9 October 2026 it reached 25,968, a net gain of 214 in a month. On 22 October 2026 it slipped back to 25,844, so 124 shops left in under two weeks. The supermarket side did not move at all.
The two halves are refreshed on different clocks. The hawkers and heartland merchants dataset is re-stamped daily. The supermarket dataset has carried a 2 June 2026 stamp since the June tranche opened, which is why the 402 figure and the table below stay stable while the heartland number drifts. That is also why no downloadable CDC voucher merchant list is worth trusting: check the locator on the day you plan to go.
The 402 supermarket outlets on the official locator, counted on 22 October 2026:
| Supermarket | Outlets accepting CDC Supermarket Vouchers |
|---|---|
| FairPrice | 165 |
| Sheng Siong | 87 |
| Giant | 39 |
| Prime Supermarket | 28 |
| Cold Storage | 23 |
| CS Fresh | 20 |
| U Stars | 18 |
| Ang Mo Supermarket | 10 |
| HAO Mart | 7 |
| Jason's (Jason's Deli, Jason ION, Jason Marina) | 4 |
| Hill View Market Place | 1 |
FairPrice and Sheng Siong alone account for 252 of the 402, which is why the supermarket half is rarely the hard one to spend. Cold Storage, CS Fresh and Jason's are all banners of the same group and add another 47 between them.
We searched the full 22 October 2026 dataset, both halves, for the chains people ask about most. None of these had a single participating outlet on either list:
Participation can change, so treat this as a reading of the locator on 22 October 2026 rather than a permanent rule. If one of these matters to you, search the name on the locator before you build a trip around it.
Participating hawkers, coffeeshops and neighbourhood shops change over time, which is exactly what the locator is for. In store, the fastest check is the decal at the till:
The two halves are not interchangeable, so check which decal a shop displays before you plan to spend a particular half there. And remember the vouchers are in-person only: they do not work on online or delivery orders, even at a participating supermarket.
This is the bit most households miss. You may be holding two separate lots of CDC Vouchers, and they do not expire together:
| Tranche | Amount | Split | Expires |
|---|---|---|---|
| CDC Vouchers 2026 (January) | $300 | $150 supermarket + $150 heartland | 31 Dec 2026 |
| CDC Vouchers 2026 (June) | $500 | $250 supermarket + $250 heartland | 31 Dec 2027 |
Anything left in the January lot after 31 December 2026 is forfeited, and the official terms say vouchers are not renewable upon expiry. So if your voucher link still shows a January balance, clear that one first and keep the June $500 in reserve. Check both balances in your voucher link, the one sent by SMS from gov.sg.
If you already know part of the January lot will go unused, you can donate it instead of letting it lapse. From 1 October to 31 December 2026 (11.59pm), unspent CDC Vouchers 2026 (January) can be given to a participating Institution of a Public Character (IPC) of your choice on KampungSpirit at go.gov.sg/kampungspirit-cdcv, and IPCs may provide a tax deduction. The June $500 is not part of this donation drive.
Vouchers come in fixed $2, $5 and $10 denominations, and merchants cannot give change. Tap a $10 voucher for a $4 plate of noodles and you have just lost $6. Always stack up to the largest amount still *below* your bill, so $5 + $2 on a $9.50 bill, and pay the last $2.50 with cash, card or PayLah. You can stack up to 15 vouchers per QR code, and scan more than one code in a single transaction.
The official terms exclude lottery products, petrol, diesel, alcohol and cigarettes, and the vouchers cannot be resold or exchanged for cash or other gift vouchers. They also do not work for online or e-commerce orders, including supermarket delivery, so plan them as in-person spending only.
If someone at your address has already claimed on behalf of what the system treats as your household, but you are in fact a separate household at the same address, you have to apply in person at a Community Centre or Club before 15 December 2026. Bring your NRIC and one document showing a separate household, such as a tenancy agreement or proof of taking over keys.
Only claim at go.gov.sg/cdcv. The SMS always comes from the sender ID gov.sg, and the genuine voucher link always starts with https://voucher.redeem.gov.sg/. Treat any other prefix as a scam. The Government never charges a fee to claim, and never asks for your Singpass password or OTP. If something looks off, call the 24/7 ScamShield Helpline on 1799.
*Cover image: People's Association / CDC Vouchers Scheme official campaign key visual. Voucher amounts, splits and validity per vouchers.cdc.gov.sg; outlet counts read off the official CDC Vouchers GoWhere locator (go.gov.sg/cdcvouchers) on 22 October 2026 and they move as merchants join and leave. This guide is general money-saving information, not financial advice, so confirm current details on the official site.*
At 26,246 outlets, according to the Government's own locator on 22 October 2026: 25,844 participating hawkers and heartland merchants, and 402 participating supermarkets. Your $250 supermarket half works at FairPrice (165 outlets), Sheng Siong (87), Giant (39), Prime Supermarket (28), Cold Storage (23), CS Fresh (20), U Stars (18), Ang Mo Supermarket (10), HAO Mart (7), Jason's (4) and Hill View Market Place (1). Your $250 heartland half works at participating hawker stalls, coffeeshops, wet-market vendors, minimarts, bakeries, barbers and other neighbourhood shops. The authoritative source is the locator at go.gov.sg/cdcvouchers, where you search by postal code or address. In store, the fastest check is the decal at the till: a yellow decal marks a participating supermarket, and a teal decal marks a participating hawker or heartland merchant. Remember the two halves are not interchangeable, and vouchers only work for in-person purchases, not online orders.
No, and that is intentional. Shops join and leave the scheme continuously, so a printed or downloadable CDC voucher merchant list would be out of date the week it was published. The Government publishes a live locator instead, at go.gov.sg/cdcvouchers, and its two halves are refreshed on different clocks. The hawkers and heartland merchants dataset is re-stamped daily, and was stamped 22 October 2026 when we checked. The supermarket dataset has carried a 2 June 2026 stamp since the June tranche opened, which is why the 402 figure barely moves while the heartland number drifts. You can search it by stall name, street name or postal code, switch between the hawkers and heartland merchants list and the supermarket list, view results on a map, and narrow the heartland list with a Budget Meals filter that showed 614 stalls. Any third-party 'full merchant list' you find elsewhere is a snapshot of that locator, so check the locator itself before making a trip.
No, and this is the single most common way people lose money on CDC vouchers. Vouchers are issued in fixed $2, $5 and $10 denominations, and the official position is that merchants are unable to provide change. If your bill is $6.90 and you tap a $7 combination, the 10 cents is forfeited; if you tap a $10 voucher for a $4 plate of noodles, you have thrown away $6. The correct technique is to stack vouchers up to the largest amount that is still below your bill ($5 + $2 = $7 on a $9.50 bill) and then top up the remaining $2.50 with cash, card or PayLah. You can stack up to 15 vouchers per QR code and scan multiple QR codes in one transaction, so there is no reason to overshoot.
Yes, and the two 2026 tranches have different deadlines. This is the part households get caught by. The CDC Vouchers 2026 (June) $500 are valid until 31 December 2027, but the earlier CDC Vouchers 2026 (January) $300 expire on 31 December 2026, a full year sooner, so spend any remaining January balance first. It is easy to forget either, so set a reminder or use them against regular essentials. Unspent vouchers simply stay in your voucher link until you use them: nothing is credited back to you in cash, and any value left over after the expiry date is forfeited, with the official terms stating that vouchers are not renewable upon expiry and the expiry date is final. For the January lot there is one alternative to forfeiting it: from 1 October to 31 December 2026 you can donate unspent CDC Vouchers 2026 (January) to a participating IPC through KampungSpirit (go.gov.sg/kampungspirit-cdcv). Note that a voucher itself is used whole, because merchants cannot give change, so pick the combination of $2, $5 and $10 vouchers that lands just under your bill and pay the rest another way. Keep the voucher link handy by saving it to your home screen, and check your remaining balance anytime in the voucher link itself. If you delete the SMS, request the link again at go.gov.sg/cdcv with Singpass.
No, none of them were on the official locator when we read the full dataset on 22 October 2026. We searched both halves of the list, supermarkets and heartland merchants, and found no participating outlet for Don Don Donki, 7-Eleven, Cheers, Watsons, Guardian or Mustafa Centre. RedMart and other online grocers are out too, because the vouchers only work on in-person purchases. The supermarket half is limited to the 402 outlets across FairPrice, Sheng Siong, Giant, Prime, Cold Storage, CS Fresh, U Stars, Ang Mo Supermarket, HAO Mart, Jason's and Hill View Market Place. Merchants do join and leave, so this is a reading of the locator on that date rather than a permanent rule: search the shop name at go.gov.sg/cdcvouchers before you plan a trip around it.
The vouchers are meant for everyday household spending, so the official terms exclude a few categories at participating merchants: lottery products, petrol, diesel, alcohol and cigarettes. They also cannot be resold, or exchanged for cash or gift vouchers. One limitation that catches people out: CDC vouchers cannot be used for e-commerce or online transactions, including supermarket online orders and delivery apps, so they only work on in-person purchases at participating outlets. Everything else in a normal grocery run is fair game: fresh produce, rice, oil, eggs, dairy, toiletries and household items. Use the official merchant locator at go.gov.sg/cdcvouchers to confirm a specific shop takes them before you go.
Yes. CDC vouchers are a payment method, not a coupon that blocks other offers, so in practice they stack with most supermarket member prices, weekly specials and multi-buy deals. The discount is applied to the item price, and you then pay the discounted total using your voucher, so your out-of-pocket saving is the discount plus the voucher value. Loyalty points (like FairPrice Link) usually still accrue on the purchase too. The two halves of the $500 are fixed, though: $250 must be used at participating supermarkets and $250 at participating heartland merchants and hawkers, so plan each half for where you will naturally shop. Always confirm current terms at the store, as promotions vary.
