Six private hospitals publish a maternity package price for a normal delivery and they land in a tight band: Parkway East S$4,088 for a single room, Gleneagles S$4,188, Raffles S$4,142, Thomson S$4,316.40, Mount Alvernia S$4,327.30 and Mount Elizabeth S$4,500. Every one of those pages carries the same line in smaller type, that the package covers hospital charges only and professional fees are excluded. MOH publishes what the same delivery actually cost at each hospital, and the two sets of numbers do not resemble each other. For an uncomplicated vaginal delivery in a 1-bedded room the typical bill was S$8,417 at Raffles, S$9,258 at Parkway East, S$10,287 at Mount Alvernia, S$10,802 at Thomson, S$12,597 at Mount Elizabeth Orchard, S$12,724 at Novena and S$13,367 at Gleneagles. Same procedure, same room class, a S$4,950 spread, and the cheapest advertised package (Gleneagles at S$4,188) sits at the most expensive hospital on the list. The gap is the obstetrician, whom MOH benchmarks at S$2,507 to S$4,142 for a vaginal delivery, the anaesthetist at S$817.50 to S$1,090 for an epidural, and daily attendance at S$230 to S$450. Subsidised public wards are a different universe: the typical bill was S$946 in a Ward C bed at NUH and S$1,486 in Ward B2 at KKH. Below: every published package price read off each hospital's own page or PDF on 31 August 2026, matched line by line against MOH's per-hospital bill data, plus the MediSave arithmetic that explains why Thomson's own PDF says S$3,380.
Every private hospital in Singapore advertises a maternity package near S$4,000. Almost nobody pays that.
> Quick view: the cheapest published package is Thomson's 4-bedded room at S$3,407.34. MOH's typical private bill for the same delivery is S$10,815, because the obstetrician bills separately.
Singapore's dedicated women's and children's hospital, and the reference point for what a delivery really has to cost. KKH does not publish a maternity package price at all. What it publishes is the daily room rate, and that is where the saving lives: Ward C, six beds, naturally ventilated, from S$45.60 a day; Ward B2, six beds, from S$79.80 a day; Ward B1, four beds, from S$402.32 a day; and Room A1, a single with an attached bathroom, sofa bed for your spouse at no extra charge, mini fridge and TV, from S$765.50 a day. The B2 and C rates are estimated at the maximum subsidy level for Singapore Citizens. MOH's bill data for an uncomplicated vaginal delivery at KKH: typical bill S$1,385 in Ward C, S$1,486 in Ward B2, S$4,345 in Ward B1 and S$5,780 in Ward A, with an average stay of about two days. For an uncomplicated caesarean: S$3,148 in Ward C, S$2,733 in Ward B2, S$8,592 in Ward B1 and S$9,814 in Ward A. Private patients can buy an antenatal package from S$818 excluding GST, covering six antenatal consultations with bedside ultrasound, six urine dipsticks, the 20-week detailed fetal anomaly scan or a growth scan, and blood tests for anaemia and gestational diabetes. Financial counselling is meant to happen after 30 weeks, at the Admissions Office on Level 1 of the Women's Tower, and an estimated bill is also available online through the Admissions Buddy portal with Singpass. Best for: anyone who wants the lowest possible bill, and anyone who wants a hospital where obstetrics is the main event rather than one department.
Antenatal package for private patients from S$818 before GST: 6 consultations with bedside scan, the 20-week detailed anomaly scan or a growth scan, plus anaemia and gestational diabetes bloods
The other main public option, and on MOH's numbers the cheapest of the three public hospitals that deliver. For an uncomplicated vaginal delivery the typical bill at NUH was S$946 in Ward C and S$1,025 in Ward B2, both below KKH and Singapore General, with an average stay of two days. Unsubsidised, it flips: Ward B1 was S$5,118 and Ward A S$6,640, both above KKH's S$4,345 and S$5,780, so NUH is the cheaper choice subsidised and the dearer one private. For an uncomplicated caesarean: S$2,240 in Ward C, S$2,317 in Ward B2, S$8,222 in Ward B1 and S$10,017 in Ward A. Like KKH it publishes no package price, only a bill estimator and financial counselling. The delivery suite is Ward 22 on Level 2 of the Main Building, where you are taken to either a four-bedded first-stage room or a private room, and your partner is encouraged to stay through labour. One thing to check rather than trust: NUH's own obstetrics page still states that you may withdraw up to S$550 per day for the first two days of admission, while CPF, KKH, Thomson, Mount Alvernia and all three Parkway hospitals all publish the current figure of S$1,130 per day. Read the CPF page, not that line. NUH does submit your pre-delivery bills to the CPF Board together with the delivery bill, and bills from other institutions can be submitted separately for the same claim. Best for: subsidised patients on the west side of the island who want the lowest recorded bill on this page.
NUH submits your pre-delivery bills to the CPF Board with the delivery bill, including bills from other institutions, so the S$900 pre-delivery MediSave claim is handled for you
The value pick among the private hospitals, and it wins on the number that matters. MOH's typical bill for an uncomplicated vaginal delivery at Parkway East was S$6,994 in a 4-bedded room, S$7,519 in a 2-bedded and S$9,258 in a 1-bedded, the lowest private figures on this page in every room class. An uncomplicated caesarean in a 1-bedded room was S$15,429. Its published packages, effective 3 August 2026 and inclusive of GST: normal or assisted delivery over 2 days, S$3,588 in a 2-bedded room or S$4,088 in a single; normal or assisted with epidural over 2 days, S$4,508 in a single; the same delivery stretched to 3 days, S$4,788 in a 2-bedded or S$5,288 in a single; caesarean over 3 days, S$5,988 in a 2-bedded or S$6,388 in a single. Rooms are S$3,588 for the 2-bedded (29 sqm, shared bathroom), S$4,088 for the single (19 sqm, ensuite) and S$4,588 for the deluxe (21 sqm, ensuite, complimentary minibar), all with a customised confinement menu, comprehensive newborn blood screen, bilirubin test, hearing test and vaccination included. The package covers hospital charges only and doctors' fees are excluded, which is what puts about S$3,000 to S$5,000 between the package price and the bill. The hospital delivers more than 2,000 babies a year. Best for: parents who want a private room and a private hospital's service without the Orchard Road price tag.
Every mother who delivers at Parkway East gets 1-year access to the Intellect mental wellness app, with a unique code issued after delivery
The one private hospital whose published price list still goes down to a shared four-bed ward, which is why it holds the lowest advertised number here. Prices correct as of 19 August 2026 and stated after prevailing taxes. Two-day stay, normal delivery: S$3,407.34 in a 4-bedded room, S$3,712.54 in a 2-bedded, S$4,316.40 in a 1-bedded and S$5,095.75 in the Premier Room. Normal delivery with epidural: S$3,886.94, S$4,235.74, S$4,802.54 and S$5,540.47 across the same four room types. Assisted delivery starts at S$3,746.33. Three-day stay, caesarean with epidural: S$5,160.06 in a 4-bedded up to S$7,178.74 in the Premier Room. Thomson also prints the maximum MediSave claimable next to each line, S$3,380 for a normal delivery, S$3,650 for an assisted delivery and S$5,040 for a caesarean, plus S$900 for prenatal expenses, which is the clearest published statement of that arithmetic anywhere in this comparison. Deposits are separate and steep for non-MediSave patients: S$6,500 to S$8,000 for a normal delivery and S$9,000 to S$10,500 for a caesarean, against S$3,300 to S$5,000 and S$4,400 to S$6,600 for MediSave patients. Included in every maternity room booking: the signature fish and papaya soup, longan and red date tea on request, a Mummy Essential Bag, a baby photo set, a 45-minute lactation consultant visit and follow-up calls within 48 hours, with a companion stay including breakfast in the 1-bedded and Premier rooms only. MOH's typical bill here was S$7,580 in a 4-bedded, S$9,263 in a 2-bedded and S$10,802 in a 1-bedded for a vaginal delivery, and S$11,502 to S$15,074 for a caesarean. Best for: parents who want a private hospital but are willing to share a room to get there, and anyone who wants the MediSave maths written down.
FBI/SBI membership discount: S$118 off suites, the Premier Room and 1-bedded rooms, S$80 off 2-bedded. Not valid with any other promotion or discount unless stated
The private hospital where the advertised number is closest to reality. Its published package for a normal delivery over 2 nights is S$3,597 in a 2-bedded room and S$4,142 in a single; normal delivery with epidural is S$4,469 and S$5,014; an elective caesarean over 3 nights is S$5,886 and S$6,867. All prices include GST and Raffles notes they are subject to periodic review. MOH's typical bill for the same vaginal delivery in a 1-bedded room was S$8,417, about twice the package, which is the smallest multiple among the six private hospitals here and roughly S$4,950 below Gleneagles for the same procedure and room class. Caesarean came in at S$13,892, again the lowest of the six. The package is unusually complete on the baby's side: nursery care, the newborn blood screen for G6PD, ABO and TSH, the BCG and first Hepatitis B jabs, a vitamin K injection, bilirubin screening and a hearing test are all inside the price, along with CTG monitoring up to 8 hours for a normal delivery, lactation counselling, parentcraft and a confinement menu, plus companion lodging and meals in a single room. Excluded, as everywhere: obstetrician, anaesthetist and paediatrician fees, assisted deliveries, treatment of complications, room upgrades and neonatal intensive care. Maternity tours run 9am to 5pm by appointment. Best for: parents who want a private hospital and the smallest gap between the quote and the final bill.
Baby's nursery care, G6PD/ABO/TSH newborn blood screen, BCG and first Hepatitis B jabs, vitamin K, bilirubin screening and hearing test are all inside the package price
Singapore's only not-for-profit private hospital, and the one that publishes the most detail. Prices effective 1 January 2026, GST included, hospital charges only with physicians' professional fees excluded. Two-day stay: normal delivery S$4,327.30 in a Standard Single, S$4,733.87 in a Premium Single, S$6,743.83 in a Junior Suite and S$7,870.89 in a Premium Suite. Normal delivery with epidural: S$4,837.42, S$5,294.13, S$7,586.40 and S$8,836.63. Assisted delivery starts at S$4,658.66 and assisted with epidural at S$4,920.26. Three-day stay: an elective caesarean under general anaesthetic is S$6,508.39 in a Standard Single rising to S$12,589.50 in a Premium Suite, while an emergency caesarean is a different animal at S$10,114.11 to S$15,831.16, a jump of roughly S$3,300 to S$3,600 that no other hospital here prints. Every maternity package in the Standard Single, Premium Single, Junior Suite and Premium Suite includes one adult companion's accommodation and meals. Deposits here are set off the package rather than a percentile: patients using MediSave pay the full package price of the room they picked on admission, and patients not using MediSave pay the full package price plus S$2,500. Pre-delivery receipts have to be handed in within 7 days of discharge or a S$38.15 late administrative fee applies. MOH's typical bill: S$8,878 in a 2-bedded and S$10,287 in a 1-bedded for a vaginal delivery, S$13,780 and S$15,567 for a caesarean. Address is 820 Thomson Road, and the maternity line is 6347 6788. Best for: parents who want to see every scenario priced before they choose, including the emergency one.
Every maternity package in the Standard Single, Premium Single, Junior Suite and Premium Suite includes one adult companion's accommodation and meals
Two hospitals, one price list. Both Mount Elizabeth Orchard and Mount Elizabeth Novena publish the same package, effective 3 August 2026 and inclusive of GST: normal or assisted delivery over 2 days in a single room, S$4,500; the same with epidural, S$5,000 over 2 days or S$6,500 over 3 days; caesarean over 3 days, S$7,000. The single maternity room at Orchard is 31.5 sqm with a lodger bed cum sofa, an ensuite bathroom, a customised confinement menu and newborn screening and hearing test; the Novena single is 28 sqm with individual temperature control and personalised breastfeeding coaching. Above that sit two suites priced in a different league: the Daffodil Maternity Suite at Orchard from S$17,365 with GST for 60 sqm, and the Junior Maternity Suite at Novena from S$16,620 for 58 to 88 sqm, with an adjoining living room and an outdoor terrace. Package covers hospital charges only, doctors' fees excluded. MOH's typical bill for an uncomplicated vaginal delivery was S$10,705 in a 2-bedded and S$12,597 in a 1-bedded at Orchard, and S$12,724 in a 1-bedded at Novena, so the real cost lands about 2.8 times the advertised package. Caesarean was S$17,679 in a 2-bedded and S$19,494 in a 1-bedded at Orchard, and S$18,694 at Novena. Best for: parents who want a specific obstetrician who only operates at Mount Elizabeth, or the suite experience, and are budgeting on the bill rather than the package.
Every mother who delivers at either Mount Elizabeth hospital gets 1-year access to the Intellect mental wellness app, with a code issued after delivery
The clearest illustration of why the advertised package is not a price. Gleneagles publishes normal or assisted delivery over 2 days in a single room at S$4,188, the second lowest single-room package on this page, rising to S$4,588 with an epidural over 2 days, S$4,888 over 3 days, and S$6,500 for a caesarean over 3 days. Effective 3 August 2026, GST included, hospital charges only with doctors' fees excluded. MOH's typical bill for an uncomplicated vaginal delivery in a 1-bedded room here was S$13,367, the highest of any hospital on this page and about 3.2 times the package, with a typical range of S$11,954 to S$14,636. An uncomplicated caesarean was S$21,556, with a typical range of S$19,592 to S$23,986 and an average stay of 3.3 days, again the highest here. What the package does include is generous: every maternity package comes with a personalised lactation consultation, daily meals for one companion, a customised confinement menu, newborn screening and hearing test, and a limousine ride to your residence on discharge. Rooms run from the 24 sqm Single Maternity Room at S$4,188 and the 31 sqm Single Signature at S$4,388 to the Dempsey Suite at S$15,596 with a celebratory dinner for two and a cocktail reception for six. Enquiries on 6470 5615. Best for: parents who have already chosen their obstetrician and are pricing the room, not the hospital.
Every maternity package includes a personalised lactation consultation, daily meals for one companion and a limousine ride home on discharge
| Hospital | Published package, normal delivery | What the package covers | MOH typical bill, same hospital and room | Multiple |
|---|---|---|---|---|
| KK Women's and Children's | None published | Ward rates only, from S$45.60 a day in Ward C | S$1,385 Ward C, S$1,486 Ward B2, S$4,345 Ward B1, S$5,780 Ward A | n/a |
| National University Hospital | None published | Bill estimator only, no package page | S$946 Ward C, S$1,025 Ward B2, S$5,118 Ward B1, S$6,640 Ward A | n/a |
| Parkway East | S$3,588 2-bedded, S$4,088 single | Hospital charges only, doctors excluded | S$6,994 4-bedded, S$7,519 2-bedded, S$9,258 1-bedded | 2.3x |
| Thomson Medical | S$3,407.34 4-bedded, S$4,316.40 1-bedded | Hospital charges only, doctors excluded | S$7,580 4-bedded, S$9,263 2-bedded, S$10,802 1-bedded | 2.5x |
| Raffles Hospital | S$3,597 2-bedded, S$4,142 single | Hospital charges plus baby's screening and jabs, doctors excluded | S$8,417 1-bedded | 2.0x |
| Mount Alvernia | S$4,327.30 Standard Single | Hospital charges plus one companion's bed and meals, doctors excluded | S$8,878 2-bedded, S$10,287 1-bedded | 2.4x |
| Mount Elizabeth (Orchard and Novena) | S$4,500 single | Hospital charges only, doctors excluded | S$10,705 2-bedded and S$12,597 1-bedded at Orchard, S$12,724 1-bedded at Novena | 2.8x |
| Gleneagles | S$4,188 single | Hospital charges plus companion meals and a car home, doctors excluded | S$13,367 1-bedded | 3.2x |
Six private hospitals on this page publish a maternity package price. All six also publish, in smaller type on the same page, that the price covers hospital charges only and that professional fees, including doctors' fees, are excluded. That single sentence is the whole story.
A delivery in a private hospital is billed by up to four parties. The hospital bills the room, the delivery suite, the standard treatment and the consumables, and that is the number on the package. Your obstetrician bills separately. If you have an epidural, the anaesthetist bills separately. Your baby's nursery stay, screening, vaccinations and any treatment are billed separately at most of them, though Raffles and Parkway East fold the newborn screening and jabs into the package.
MOH publishes what a reasonable fee looks like for the doctors' half. For a vaginal delivery (its code SI836U) in a private hospital, the benchmark for the surgeon, meaning your obstetrician, is S$2,507 to S$4,142 with GST. The anaesthetist benchmark, for epidural administration only, is S$817.50 to S$1,090 with GST. Doctors' inpatient attendance is S$230 to S$450 with GST per day during office hours. For an uncomplicated caesarean (SI834U), the surgeon benchmark rises to S$4,142 to S$5,886 and the anaesthetist to S$1,308 to S$2,180.
Do the arithmetic on a single room with an epidural and a two-night stay. A package around S$4,500, plus an obstetrician at the middle of the benchmark, plus an anaesthetist, plus two days of attendance, lands somewhere between S$8,500 and S$11,000. MOH's actual median for a private inpatient vaginal delivery is S$10,815, with a typical range of S$9,073 to S$12,547. The benchmarks and the bills agree with each other. It is only the package prices that look cheap.
Because the doctors' half is not in the package, the package price tells you very little about which hospital is expensive. MOH's per-hospital bill data does. For an uncomplicated vaginal delivery in a 1-bedded room, the typical bill was:
Raffles publishes a S$4,142 single-room package and delivers a S$8,417 bill. Gleneagles publishes S$4,188 and delivers S$13,367. Forty-six dollars apart on the advertisement, S$4,950 apart on the bill.
MediSave pays three separate amounts under the MediSave Maternity Package, and you can draw on your own account or your spouse's:
Thomson prints a single "maximum MediSave claimable" figure next to each package line, and those figures are simply these three added up. A two-day normal delivery is S$1,120 plus S$1,130 plus S$1,130, which is the S$3,380 on its PDF. A three-day caesarean is S$2,380 plus S$1,130 plus S$1,130 plus S$400, which is the S$5,040. Mount Alvernia quotes the same S$3,380 to S$5,040 band. Once you can do that sum yourself, you can work out your own MediSave ceiling at any hospital in about ten seconds.
One correction worth carrying with you: NUH's obstetrics page still states a daily limit of S$550 for the first two days. CPF, KKH, Thomson, Mount Alvernia and all three Parkway hospitals publish S$1,130. Use the CPF figure.
This surprises a lot of first-time parents. MediShield Life covers inpatient treatment for serious pregnancy and delivery complications, such as pre-eclampsia, cervical incompetency and postpartum haemorrhage, under the usual claim limits. It does not cover routine antenatal care or an uncomplicated delivery, and neither does an Integrated Shield Plan built on top of it. For a normal birth, your funding is MediSave plus cash, and then the Baby Bonus payouts afterwards.
Three public hospitals deliver babies: KKH, NUH and Singapore General. None of them publishes a maternity package price. KKH publishes daily ward rates instead, from S$45.60 a day in Ward C to S$765.50 a day in Room A1, and both KKH and NUH offer a bill estimator plus financial counselling, which KKH recommends you do after 30 weeks.
On MOH's data, for an uncomplicated vaginal delivery, the typical bill in a subsidised Ward C was S$946 at NUH, S$1,319 at Singapore General and S$1,385 at KKH. In Ward B2 it was S$1,025, S$1,609 and S$1,486. Unsubsidised, Ward B1 ran S$4,345 to S$5,118 and Ward A ran S$5,276 to S$6,640, so an unsubsidised Ward A delivery in a public hospital still costs less than the cheapest private hospital bill on this page.
For an uncomplicated caesarean the subsidised typical bills were S$2,240 to S$3,237, against a private median of S$15,805.
Package prices, room rates, inclusions and deposits were read off each hospital's own page or PDF on 31 August 2026 and re-checked on 5 September 2026, when every figure on this page was still live and unchanged: Thomson's maternity package PDF stated as correct on 19 August 2026, Mount Alvernia's prices effective 1 January 2026, and the Parkway East, Gleneagles and Mount Elizabeth pages all effective 3 August 2026. Bill figures are MOH's published hospital bill data for TOSP codes SI836U (vaginal delivery with or without episiotomy repair) and SI834U (uncomplicated caesarean section), which are typical (median) bills for Singapore Citizens, inclusive of GST and before insurance and MediSave payouts, and after government subsidies where applicable, covering discharges from 1 January to 31 December 2023. Fee benchmarks are MOH's published recommended fee ranges for private hospitals and clinics. MediSave limits are CPF's. All prices are subject to change and every hospital says so.
It depends almost entirely on whether you go subsidised or private, and the honest range is enormous. Using MOH's own hospital bill data for an uncomplicated vaginal delivery: a subsidised Ward C bed had a typical bill of S$946 at NUH, S$1,319 at Singapore General Hospital and S$1,385 at KKH, while Ward B2 ran S$1,025 to S$1,609. Unsubsidised Ward B1 in the same public hospitals was S$4,345 to S$5,118 and Ward A was S$5,276 to S$6,640. Private hospitals had a median inpatient bill of S$10,815, ranging from S$6,994 for a 4-bedded room at Parkway East to S$13,367 for a 1-bedded room at Gleneagles. A caesarean adds roughly S$5,000 to S$8,000: the private median was S$15,805, from S$11,502 in a Thomson 4-bedded room to S$21,556 at Gleneagles, while subsidised public wards ran S$2,240 to S$3,237. All figures are typical (median) bills for Singapore Citizens, GST included, before insurance and MediSave.
Because the package is not the bill. All six private hospitals here print the same qualifier on their own pages: the package price covers hospital charges only, and professional fees, including doctors' fees, are excluded. Three separate doctors can bill you for one delivery. MOH's published fee benchmarks for a vaginal delivery in a private hospital put the obstetrician at S$2,507 to S$4,142 with GST, the anaesthetist at S$817.50 to S$1,090 with GST if you have an epidural, and doctors' inpatient attendance at S$230 to S$450 with GST per day during office hours. For an uncomplicated caesarean the benchmarks rise to S$4,142 to S$5,886 for the surgeon and S$1,308 to S$2,180 for the anaesthetist. On top of that, your baby's nursery stay, screening, jabs and any treatment are billed separately at most hospitals, and anything clinically required beyond the standard procedure is an add-on. Thomson's own terms spell this out: the package covers the delivery procedure, the room for up to three nights and standard treatment, while additional consumables, tests and the baby's charges are extra.
MediSave pays three separate things and you can use your own or your spouse's account. Under the MediSave Maternity Package you can withdraw up to S$900 for pre-delivery expenses such as consultations, ultrasound scans, tests and medication; a surgical withdrawal for the delivery itself, which CPF sets at up to S$1,120 for a natural delivery, S$2,380 for a caesarean and S$2,440 for a complicated caesarean; and daily hospital charges of up to S$1,130 a day for the first two days and S$400 a day from the third day. That arithmetic is exactly where Thomson's published figure comes from: S$1,120 plus S$1,130 plus S$1,130 is the S$3,380 its PDF lists as the maximum MediSave claimable for a two-day normal delivery, and S$2,380 plus S$1,130 plus S$1,130 plus S$400 is the S$5,040 it lists for a three-day caesarean. MediShield Life does not cover childbirth itself. It covers inpatient treatment for serious pregnancy and delivery complications such as pre-eclampsia and postpartum haemorrhage, under the usual claim limits, which is why an Integrated Shield Plan will not pay for a routine delivery either.
No, and this list is the clearest example of it. Gleneagles publishes the second lowest single-room package here at S$4,188, and MOH records the highest typical bill of any hospital on this page for the same delivery, S$13,367 in a 1-bedded room. Raffles publishes a similar package at S$4,142 and its typical bill was S$8,417, roughly S$4,950 less for the same procedure in the same room class. If you are choosing on price alone, the ranking that matters is the MOH bill column, not the package column: Parkway East was the cheapest private hospital for a vaginal delivery at S$6,994 in a 4-bedded room and S$9,258 in a 1-bedded, followed by Thomson, Raffles, Mount Alvernia, Mount Elizabeth and Gleneagles. Cheaper than all of them is a subsidised public ward at KKH, NUH or Singapore General, where the typical bill was between S$946 and S$1,609.
Two things worth planning around, both on top of anything MediSave pays. The Baby Bonus Cash Gift is S$11,000 for a first or second child and S$13,000 for a third and beyond, paid in instalments over 18 months. The Child Development Account gets a First Step Grant of S$5,000 for a first or second child, raised to S$10,000 for a third and subsequent Singapore Citizen child born from 18 February 2025, and the government then co-matches your own CDA savings up to S$4,000 for a first child, S$7,000 for a second, S$9,000 for a third or fourth and S$15,000 for a fifth and beyond. One admin item that catches people out: birth registration is done in the LifeSG app within 42 days and the digital birth certificate costs S$18, with no physical collection at the hospital or ICA.
