8 Best Home Care & Eldercare Services in Singapore 2026 — the Same Caregiving Hour Costs $2.40 or $55.59 Depending On Who You Call, and Half of This List Publishes No Price At All
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8 Best Home Care & Eldercare Services in Singapore 2026 — the Same Caregiving Hour Costs $2.40 or $55.59 Depending On Who You Call, and Half of This List Publishes No Price At All

Hiring help for an ageing parent in Singapore is the rare purchase where the cheapest and the dearest option do the same job — assist with bathing, dressing, toileting and transfers at home — and the published rates sit a factor of twenty apart. We read all eight providers' own price pages on 20 August 2026 rather than the aggregator round-ups. NTUC Health's eldercare pages print home personal care from $2.40 an hour on a weekday; Jaga-Me's rate card, which quotes GST-inclusive figures, tops out at $55.59 an hour for nurse caregiving on a weekend; Homage sits in between at $28 an hour pay-as-you-go, falling to $23 if you pre-buy 200 hours. The gap is not quality — it is whether the price you are shown is before or after a government subsidy, and only four of the eight publish a rate at all. Orange Valley's page is literally titled 'Admission & Fees' and contains no fee. ECON Healthcare, St Luke's ElderCare and Allium Healthcare publish none either. So here is what each one actually charges where it says so, what unlocks the subsidy (three of six activities of daily living — the same test two providers on this list charge exactly $250 to assess), and the Home Caregiving Grant that pays up to $600 a month in cash from April 2026.

Marcus Wong20 August 202613 min read

Eldercare is the one household purchase where nobody will tell you the price.

We tried. On 20 August 2026 we opened all eight providers' own websites — not the deal round-ups, not the comparison portals that resell leads — and looked for a number. Four of the eight publish one. Four do not, and one of those four has a page titled "Admission & Fees" that contains no fee at all.

Where the numbers do exist, they are twenty times apart for the same work. Helping a parent bathe, dress, get to the toilet and move from bed to chair is billed at $2.40 an hour on NTUC Health's eldercare pages and at $37.06 an hour on Jaga-Me's. Neither is lying. One figure is what you pay after the government has paid most of it; the other is the full commercial rate with GST already in it. Almost every "home care costs $X in Singapore" article you will read mixes the two.

So this list does three things. It reprints what each provider actually publishes, in its own words. It says plainly which ones publish nothing. And it explains the single question that decides which column of the price list you land in — whether your parent permanently needs help with three of the six activities of daily living.

That last test is worth money. It unlocks the Home Caregiving Grant, which pays up to $600 a month in cash — and it needs a formal assessment that two providers on this list will sell you for exactly $250.

What each provider publishes on its own site — checked 20 August 2026. "Subsidised" figures are post-maximum-subsidy floors, not what an unsubsidised family pays.

ProviderWhat it isCheapest published rateSubsidy route
HomagePrivate home care platform$23/hr (prepaid 200hr block, $4,600)Private pay; no subsidy stated on its price page
Jaga-MePrivate home care + home medical$32.70/hr incl. GST (12hr+ weekday day)Caregiver training subsidised: $10 vs $218
NTUC HealthMOH/AIC-subsidised eldercareFrom $2.40/hr weekday personal careUp to 80% home care, 75% nursing home (NMTS)
Active Global CaregiversLive-in caregivers + private nursingLive-in salary from S$600/monthAlso runs MOH-subsidised home care
St Luke's ElderCareCharity: 29 centres, day care + rehabNot publishedSubsidised; foreigners also admitted to day care
Orange Valley7 private nursing homesNot publishedAccepts MOH-subsidised residents (AIC means-test)
ECON Healthcare9 medicare centres + nursing homesNot publishedNot stated on its own pages
Allium HealthcarePremium nursing home, 71 Venus DriveNot publishedNot stated on its own pages
Homage — the Most Detailed Private Rate Card, $23–$34/hr
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Homage — the Most Detailed Private Rate Card, $23–$34/hr logo

Homage — the Most Detailed Private Rate Card, $23–$34/hr

Homage is the best-known home care platform in Singapore and the one that publishes the most complete price list of anyone here, which is why it belongs at the top even though it is not the cheapest. WHAT IT COSTS (pay-as-you-go, from Homage's own pricing page on 20 August 2026): ADL caregiving — help with bathing, dressing, toileting, transfers, feeding — is $28/hr on a weekday for a 1-2 hour visit, $29/hr on a weeknight or weekend, and $32/hr on a public holiday; book 3 hours or more and it drops to $27.50 / $28.50 / $31.50. Add simple nursing and it becomes $34 / $36 / $39 for a 1-2 hour visit, or $33 / $35 / $38 for 3 hours plus. Complex nursing 'starts from $80 onwards, chargeable per procedure'. PREPAID IS THE REAL SAVING: prepaid blocks run from $250 for 10 hours ($25/hr) down to $4,600 for 200 hours — $23/hr, the cheapest private rate anywhere on this list, and $5 an hour under the pay-as-you-go weekday rate. Blocks are valid 2 years and must be paid up front. ADL-plus-nursing blocks run $300/10hrs ($30/hr) to $5,300/200hrs ($26.50/hr). THERAPY: home physiotherapy or occupational therapy is $180 a session, or $670 for a package of 4 (that is $167.50 each); speech therapy is $200 a session. THE SURCHARGES PEOPLE MISS: +$5 for a short-hour visit under 3 hours and +$5 for an urgent booking within 24 hours, so an urgent 2-hour weekday visit is not $28/hr but $38/hr equivalent once both are added. A visit starting after 11pm or ending before 7am has commuting expenses charged separately, cancelling inside 24 hours is charged in full, and payment is debit or credit card only. GETTING STARTED: an in-person care assessment is $65.40 for an hour, with no cancellation charge. A Severe Disability Assessment — the formal three-of-six-ADL certification that unlocks the Home Caregiving Grant — is $250 for one recipient, or $100 per person if several are assessed together. WHO IT SUITS: families who want to see the rate before they call, need a caregiver at short notice, or want to lock a low hourly rate by pre-buying hours. Confirm current rates on the pricing page before booking; they change.

Prepaid 200hr ADL block $4,600 = $23/hr, vs $28/hr pay-as-you-go

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Jaga-Me — the Only GST-Inclusive Rate Card, and $10 Caregiver Training
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Jaga-Me — the Only GST-Inclusive Rate Card, and $10 Caregiver Training logo

Jaga-Me — the Only GST-Inclusive Rate Card, and $10 Caregiver Training

Jaga-Me, a member of Alliance Healthcare Group, is the one provider here whose published prices need no mental arithmetic: every figure on its pricing guide is marked 'w/gst', so what you read is what you pay. HOURLY CARE (GST-inclusive): home personal caregiving and medical escort on a weekday day shift (8am-8pm) is $37.06/hr for under 8 hours, $34.88/hr for 8 hours or more and $32.70/hr for 12 hours or more; the weekday night shift (8pm-8am) is $40.33 / $38.15 / $35.97; weekends and public holidays are a flat $43.60 / $41.42 / $39.24 for both day and night. NURSE CAREGIVING costs more because a nurse does it: weekday day $49.05 / $46.87 / $44.69, weekday night $52.32 / $50.14 / $48.96, weekend and PH $55.59 / $53.41 / $51.23 — the highest published hourly rate on this list. HOME MEDICAL: a doctor house call without a procedure is $294.30 in office hours and $457.80 outside them, where 'office hours' means weekdays 8am-5pm only, so a 6pm Tuesday call is charged at the after-hours rate. Certification of Cause of Death is $381.50 / $501.40. An overtime charge applies to house calls running past 45 minutes. NURSING PROCEDURES, inclusive of essential consumables, are $130.80 to $218.00 on a weekday day (7am-8pm) and $174.40 to $261.60 on weekday nights, weekends and public holidays — and note that Basic, Intermediate and Advanced skill sets share the same price band, so a tracheostomy suction and a simple wound dressing can cost the same. Each procedure allows up to 1 hour, or 1.5 hours for complex and VAC dressings. THE TWO EXTRAS TO BUDGET FOR: transport is $30 ($32.70 with GST) charged separately on every visit, plus a further $50 ($54.50 with GST) surcharge for Sentosa, Changi Airport Cargo Complex, Jurong Island, Tuas South and Aviation Park; and for medical escort, transport is not included and is borne by the patient. THE BEST-VALUE LINE ON THE WHOLE PAGE: caregiver training is $218 without subsidies and $10 with them — a 95% cut, and the cheapest way to make the family the caregiver rather than buying hours forever. Severe Disability Assessment is $250, the same as Homage. CONTACT: Care Navigators on 6717 3737; office at 25 Bukit Batok Crescent #07-05, clinic at 2 St George's Road; open 7am-8pm weekdays and 7am-2pm weekends.

Caregiver training $10 with subsidies (u.p. $218) — a 95% cut

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NTUC Health — the Subsidised Route, From $2.40/hr and $0 Home Nursing Visits
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NTUC Health — the Subsidised Route, From $2.40/hr and $0 Home Nursing Visits logo

NTUC Health — the Subsidised Route, From $2.40/hr and $0 Home Nursing Visits

NTUC Health is the largest MOH-funded eldercare operator on this list, and its published 'starting from' figures are what makes the rest of the market look expensive — because they are post-subsidy floors, not the full price. WHAT ITS OWN PAGES PRINT (20 August 2026): home personal care from $2.40 per hour on a weekday, with surcharges for weekends and public holidays; home nursing from $0.00 per visit; home medical from $24.20 per visit; home therapy from $16.80 per visit; interim caregiver service from $326.40 per 6-day shift; and its nursing home fees at $160 to $190 per day. SUBSIDIES: up to 80% of the fee on home care services and up to 75% on nursing homes, assessed through the National Means Testing System — which is exactly why one page can advertise $2.40 an hour and a private provider charges $37.06 for the same hour. READ THE SECOND FEE TABLE TOO: NTUC Health's Home Care service page carries its own modular price list (before GST) that does not match the headline — Personal Care is listed there from $4.80/hour for a 1-3 hour visit, with a 4-hour shift from $18.50, an 8-hour shift from $52.90 and a 12-hour shift from $152.25. Both sets are subsidised floors published by the same organisation, so ask which tier your means-test result actually puts you in rather than budgeting on the lowest number you saw. THE REST OF THE MODULES: professional housekeeping from $6.30/hour with a 7-hour monthly cap; custodial support — regular telephone or video check-ins plus admin help — from $11.65/month; and 24/7 fall and movement monitoring with emergency medical activation from $9.10/month, which is the cheapest line item in this entire guide. THE ADMIN YOU WILL BE CHARGED: a one-time, non-refundable $60 admin fee, and an annual cap of 360 hours on Personal Care. HOURS: Monday to Sunday, 8am-8pm including public holidays; after-hours is possible subject to availability and carries surcharges. NTUC Health also runs Senior Day Care and DayCare+ for dementia, where fees vary by the services required and are quoted on enquiry (care@ntuchealth.sg). WHO IT SUITS: any family that has not yet been means-tested. Start here, get the assessment, and only then compare private rates — the difference is not marginal.

Subsidies up to 80% on home care, 75% on nursing homes (means-tested)

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Active Global Caregivers — Live-In Care From a S$600/Month Salary
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Active Global Caregivers — Live-In Care From a S$600/Month Salary logo

Active Global Caregivers — Live-In Care From a S$600/Month Salary

Active Global is the answer for families who need someone in the house around the clock rather than hours booked in blocks, and it is the only provider here that publishes what live-in care actually costs. WHAT IT PUBLISHES on its own homepage (20 August 2026): live-in caregivers — foreign nurses and nursing aides trained to care for an elderly family member — at a monthly salary of S$600 to S$1,000; private nursing, described as a local nursing service with flexible hours, starting at S$27.50 per hour; home medical with local physicians specialising in family medicine from S$170 per house call; and home physiotherapy with a first session at S$160. Treat the live-in figure as the caregiver's salary line rather than the all-in monthly cost — as with any foreign-worker placement, agency, permit and levy costs sit on top, so ask for the full monthly total in writing before committing. THE PART MOST FAMILIES DON'T REALISE: Active Global operates subsidised Home Care services under Singapore's Ministry of Health as well as its private live-in business, and it runs Senior Care Centres open 7 days a week, 365 days a year. So the same agency can quote you a private live-in caregiver and a subsidised home care package, which makes it a useful single phone call when you don't yet know which side you qualify for. ALSO OFFERED: a Household Service Scheme using trained foreign workers for part-time basic elderly care, an Advance Placement Scheme for families planning ahead, plus home dialysis support for peritoneal dialysis patients, speech therapy and physiotherapy. The company also operates in Hong Kong. CONTACT: a 24/7 line on +65 6536 0086. WHO IT SUITS: families facing 24-hour needs — advanced dementia, post-stroke, a parent who cannot be left alone — where buying 12 private hours a day at $32.70 to $44.69 would be ruinous, and a live-in arrangement is the only affordable structure. WHAT TO CHECK: the caregiver's specific training and nursing background, the replacement policy if the match does not work, and every cost beyond the published salary.

Live-in caregiver salary from S$600/month; private nursing from S$27.50/hr

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St Luke's ElderCare — 29 Centres, and Day Care That Admits Foreigners Too
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St Luke's ElderCare — 29 Centres, and Day Care That Admits Foreigners Too logo

St Luke's ElderCare — 29 Centres, and Day Care That Admits Foreigners Too

St Luke's ElderCare (SLEC) is the largest community-care network on this list and the one to call when the need is a place for a parent to spend the day, not someone coming to the flat. THE FOOTPRINT, from SLEC's own services page on 20 August 2026: 16 centre-based nursing centres — Ang Mo Kio, Ang Mo Kio Polyclinic, Bukit Batok, Hougang Meadow, Jurong East, Keat Hong, Kebun Baru, Marine Parade, One Punggol, Rivervale, Salem, Serangoon, Sumang, Tampines, Telok Blangah and Whampoa — plus 13 Active Ageing Centres (Care) at Anchorvale, Ayer Rajah, Bishan, Bukit Timah, Changkat, Chong Pang, Clementi, Golden Years, Hougang, Nee Soon Central, Nee Soon East, Northshore and Teck Whye Vista. That is 29 named locations, which is why SLEC is usually the nearest option to any HDB town. WHAT IT RUNS: maintenance day care, dementia day care, day rehabilitation, cardiopulmonary rehabilitation, community musculoskeletal rehabilitation, the I-Shall programme, centre-based nursing, a residential home (St Luke's ElderCare Residence), and a full home-based set — home medical, home nursing, home personal care, home therapy and home dietetics. THE DETAIL NOBODY ELSE OFFERS: admission to SLEC's Social Day Care, Rehab and Weekend Respite Care programmes is open to Singaporeans, Permanent Residents AND foreigners, regardless of race and religion — every other subsidised provider here is effectively citizens-and-PRs-first, so an expatriate family caring for a parent on a Long-Term Visit Pass has a real option. NO PRICES: SLEC publishes no fees anywhere on its services pages. Referrals are made via hospitals, general practitioners, polyclinics and other elderly services, and the fee conversation happens after that referral. As a charity it is subsidised, and it announced a $30 million Community Transformation Fund to be raised over five years, so expect means-tested rather than commercial pricing. WHO IT SUITS: a parent who is safe at home overnight but should not be alone all day; families needing weekend respite; and non-citizens shut out elsewhere. WHAT TO CHECK: which specific centre has capacity — a 29-centre network does not mean the one near you has a place this month.

Subsidised charity network of 29 centres; day care, rehab & weekend respite also open to foreigners

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Orange Valley — 7 Private Nursing Homes, and an 'Admission & Fees' Page With No Fees
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Orange Valley — 7 Private Nursing Homes, and an 'Admission & Fees' Page With No Fees logo

Orange Valley — 7 Private Nursing Homes, and an 'Admission & Fees' Page With No Fees

Orange Valley is one of Singapore's larger private nursing home groups, and a fair illustration of how this market prices: its own page is titled 'Admission & Fees' and contains no fee. THE HOMES: seven branches, at Marsiling, Clementi, Simei, Balestier, Changi, Woodlands Peak and Alkaff Crescent — so unlike most private operators there is a realistic chance of finding one near the family, which matters more than families expect, because visiting frequency drops with distance. WHAT IT OFFERS: residential nursing care, long-term care, respite care (short stays), rehabilitation services, dementia care, plus community-facing services — an Active Ageing Centre (Care), maintenance day care, dementia day care and community rehab. HOW PRICING ACTUALLY WORKS HERE, in Orange Valley's own words: a Care Coordinator gives you 'the estimated care charges depending on the level of care required and your choice of room type' in a private discussion, and there is a face-to-face financial counselling session before admission. In other words the number is produced for you, not published — so get it in writing and ask specifically what is excluded. THE SUBSIDY LINE THAT MATTERS: Orange Valley states its nursing home is able to accept residents receiving subsidy from the Ministry of Health, with subsidies subject to means testing by the Agency for Integrated Care. That makes it one of the private homes worth asking about even on a modest budget. WHAT ADMISSION REQUIRES — worth preparing before you call, because families are routinely sent away to fetch these: recent medical documents (a hospital discharge or in-patient summary, or a GP memo), a chest X-ray report and a medicine list, all dated no earlier than six months from the intended admission date. Dedicated medical transport is provided for the move in, and a list of things to bring is shared beforehand. CONTACT: head office at 2 International Business Park, The Strategy Tower 1 #10-11, Singapore 609930; +65 6499 4699; enquiry@orangevalley.sg. WHO IT SUITS: families who need a residential place and want a branch close enough to visit weekly. WHAT TO CHECK: the daily rate for the specific room type at the specific branch, in writing, and whether the AIC means-test has been done first.

Accepts MOH-subsidised residents (AIC means-tested); medical transport on admission

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ECON Healthcare — 9 Homes Now, a 732-Bed Jurong East Home Coming in 2026
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ECON Healthcare — 9 Homes Now, a 732-Bed Jurong East Home Coming in 2026 logo

ECON Healthcare — 9 Homes Now, a 732-Bed Jurong East Home Coming in 2026

ECON Healthcare Group is one of the oldest and largest private nursing home operators in the region, and the reason to keep it on a shortlist in 2026 is capacity rather than price. THE FOOTPRINT, from ECON's own Singapore page on 20 August 2026: it owns and manages nine medicare centres and nursing homes across Singapore, part of 12 nursing homes in the Asia region, and states it has served over 8,000 families in Singapore, Malaysia and China. THE 2026 CHANGE THAT MATTERS: ECON says the new ECON Medicare Centre and Nursing Home – Jurong East is expected to be operational in 2026, with a 732-bed capacity. In a market where the honest answer to 'when can my father move in' is often a waiting list, a single new home of that size is the most consequential thing happening in private nursing care this year — worth an enquiry specifically about Jurong East timing if you are planning a placement for late 2026. WHAT IT PROVIDES: long- and short-term care covering stroke management, dementia care, chronic disease management and post-surgery care. ECON describes living spaces kept spacious, well-ventilated and clean, an in-house kitchen at each home able to cater to residents with specific dietary requirements — which is more useful than it sounds for diabetic, renal or texture-modified diets — and communal spaces including rooftop gardens used for gardening, calligraphy, brain gym and maintenance exercises. The group also runs ECON Chinese Medicine, so TCM is available within the same organisation. NO PUBLISHED RATES: ECON's Singapore pages carry no daily or monthly fees, and no statement about MOH subsidy or means-tested beds, so both must be asked directly. Treat any per-month figure you find on a third-party portal as unverified — those numbers are frequently years out of date. WHO IT SUITS: families who need a bed sooner rather than later, want an operator with decades of scale behind it, or have specific dietary requirements to accommodate. WHAT TO CHECK: which of the nine homes has a bed, the all-in daily rate for the room class you are being offered, whether that home has MOH-subsidised places, and the expected opening date for Jurong East if you can wait for it.

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Allium Healthcare — the Premium End, 25 to 53 sqm Suites at 71 Venus Drive
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Allium Healthcare — the Premium End, 25 to 53 sqm Suites at 71 Venus Drive logo

Allium Healthcare — the Premium End, 25 to 53 sqm Suites at 71 Venus Drive

Allium Healthcare is the top of this market and the clearest contrast with everything above it: where subsidised providers describe beds, Allium describes suites. WHAT IT IS, from Allium's own site on 20 August 2026: a nursing home at 71 Venus Drive, Singapore 573859, drawing on two decades of aged-care experience in Singapore and Australia, positioning itself where 'medical expertise meets the warmth of luxury hospitality'. THE SUITES, which is how it prices rather than by ward class: the Classic Suite is a companion room of 25 square metres; the Signature Suite comes as single and companion rooms of 21 to 31 square metres; and the Executive Suite is single and companion rooms of 38 to 53 square metres. For reference, 53 square metres is larger than many two-room HDB flats. THE SERVICES: residential care in single and companion suites with 24-hour nursing for short- or long-term stays; day care in half- and full-day programmes with social, cognitive and physical activities; rehabilitation, both inpatient and outpatient; specialised dementia care across the stages; and respite care for post-surgery recovery or a caregiving emergency — that last one is the underrated use of a premium home, a two-week stay that lets a family caregiver recover instead of collapsing. NO PUBLISHED RATES, and visits are strictly by appointment, so a walk-in tour is not possible. Assume a private-pay bill well above the $160-$190 a day that NTUC Health publishes for its nursing home, and ask what the suite rate includes — nursing hours, therapy sessions, doctor reviews and consumables are the four things that most often sit outside a headline residential rate. CONTACT: Residential Care +65 6335 0606; Day Care and Rehabilitation +65 6335 0610; Previews and Admissions +65 8733 8099; enquiries@alliumhealthcare.com. WHO IT SUITS: families for whom the constraint is availability and environment rather than budget, anyone needing inpatient rehab in a hotel-standard setting, and — the practical case — anyone needing a short respite stay at speed. WHAT TO CHECK: the all-in monthly figure for the specific suite, what triggers an extra charge, and whether the day care programme can be used as a trial before a residential commitment.

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Do the subsidy first, then compare prices

The single most expensive mistake in this category is calling a private provider first, being quoted $28 to $37 an hour, deciding home care is unaffordable, and never finding out that the same help is means-tested down to a few dollars an hour. Work in this order.

1. Check the three-of-six test. The Home Caregiving Grant requires that your parent permanently needs help with at least three of the six activities of daily living — bathing, dressing, toileting, transfer, continence and feeding. Two of three does not qualify. This is the gate for almost everything else.

2. Know what the grant pays. Per AIC's own figures, the Home Caregiving Grant pays $600 a month in cash where monthly household income per person is $0 to $1,500 (or where there is no household income and the home's Annual Value is $21,000 or less), $400 from $1,501 to $3,600, and $200 from $3,601 to $4,800. Above $4,800 per person, there is no grant. Multiple-property owners fall to the lower tier. Note that 2026 subsidy levels are assessed using 2025 Annual Values.

3. Check who can apply. Singapore Citizens, or PRs with a parent, child or spouse who is a living Singapore Citizen. Your parent must be living in Singapore and not in a residential long-term care institution — the grant is for care at home, so it stops if they move into a nursing home.

4. Apply the fast way. AIC recommends applying online with Singpass via eFASS for shorter approval times; the hardcopy route is an email to apply@aic.sg.

5. Budget $250 for the assessment. The three-of-six certification needs a Severe Disability Assessment, and both Homage and Jaga-Me publish it at exactly $250. Paying $250 once to unlock $600 a month is the best-value transaction in this entire guide — $7,200 a year against a one-off $250. If several family members need assessing, Homage charges $100 per person for multiple recipients.

Reading a quote without getting caught

Ask whether the rate is before or after subsidy. This is the whole ballgame. A subsidised provider's "from" price is a post-maximum-subsidy floor that assumes the lowest income tier; if your means-test lands you in a higher tier you will pay more than the number on the page.

Ask whether GST is in. Only Jaga-Me marks its rates "w/gst". Homage's and NTUC Health's published figures are pre-GST, so add 9% before you compare them against Jaga-Me's.

Add the visit surcharges before you compare hourly rates. Homage adds $5 for a visit under 3 hours and another $5 if you book within 24 hours. Jaga-Me adds $30 ($32.70 with GST) of transport to every visit, and $50 more for Sentosa, Jurong Island, Tuas South, Changi Airport Cargo Complex and Aviation Park. On a single short urgent visit these fees can exceed an hour of care.

Longer shifts are cheaper per hour, everywhere. Both private providers price down with duration — Homage from $28 to $27.50 at three hours, Jaga-Me from $37.06 to $32.70 at twelve. If a parent needs two 2-hour visits a day, one 4-hour block is usually cheaper and less disruptive.

Weekends are the hidden budget-breaker. Jaga-Me charges the same weekend rate for day and night shifts, and Homage's public holiday ADL rate is $32 against a $28 weekday. A Saturday-and-Sunday-only arrangement is the most expensive way to buy care per hour.

If the need is round-the-clock, stop buying hours. Twelve private hours a day at even the cheapest long-shift rate runs past $390 a day. That is when a live-in arrangement (Active Global publishes a S$600–S$1,000 monthly caregiver salary, with agency, permit and levy costs on top) or a residential place becomes the only sustainable answer.

Get the exclusions in writing at nursing homes. None of the four residential operators here publishes a rate. When you are given one, ask specifically whether nursing hours, therapy, doctor reviews, consumables, diapers and transport are inside or outside it.

Related reading

Frequently Asked Questions

How much does a caregiver cost per hour in Singapore in 2026?

It depends entirely on whether you are buying privately or through a subsidised provider, and the two answers are twenty times apart. PRIVATE, from the providers' own price pages on 20 August 2026: Homage charges $28/hr on a weekday for a 1-2 hour ADL visit, $27.50/hr for 3 hours or more, and as low as $23/hr if you prepay a 200-hour block for $4,600; Jaga-Me, whose rates include GST, charges $37.06/hr for a weekday day shift under 8 hours, falling to $32.70/hr at 12 hours or more, and $43.60/hr on weekends and public holidays; Active Global publishes private nursing from S$27.50/hr. Add a nurse instead of a caregiver and Jaga-Me runs $44.69 to $55.59/hr. SUBSIDISED: NTUC Health's eldercare pages print home personal care from $2.40 per hour on a weekday, with its own Home Care fee table listing Personal Care 1-3 hours from $4.80/hour — both are post-maximum-subsidy floors, so the figure you actually pay depends on your means-test tier. Subsidies run up to 80% on home care. Remember to add Homage's $5 short-hour and $5 urgent surcharges, and Jaga-Me's $30 ($32.70 with GST) per-visit transport, before comparing.

What is the Home Caregiving Grant in 2026, and who qualifies?

The Home Caregiving Grant (HCG) is a monthly cash payout from the Agency for Integrated Care that you can use to offset care costs. Per AIC's own published tiers, it pays $600 a month where monthly household income per person is $0 to $1,500 — or where there is no household income and the home's Annual Value is $21,000 or less — $400 where per-person income is $1,501 to $3,600, and $200 from $3,601 to $4,800. Owners of multiple properties fall into the lower tier. TO QUALIFY: the care recipient must permanently require some assistance with at least three of the six activities of daily living (bathing, dressing, toileting, transfer, continence, feeding); monthly household income per person must be $4,800 or less; and they must be a Singapore Citizen, or a PR with a parent, child or spouse who is a living Singapore Citizen. They must be living in Singapore and not in a residential long-term care institution — so the grant does not follow a parent into a nursing home. HOW TO APPLY: AIC recommends applying online with Singpass through eFASS for shorter approval times, or by hardcopy to apply@aic.sg. One 2026 detail worth knowing: subsidy levels this year are determined using 2025 Annual Values.

Which home care providers in Singapore actually publish their prices?

Four of the eight on this list, which is why comparison is so hard. THEY PUBLISH: Homage (a full pay-as-you-go and prepaid rate card, plus therapy and assessment fees); Jaga-Me (the only GST-inclusive card, covering hourly caregiving, doctor house calls, nursing procedures and transport surcharges); NTUC Health (subsidised 'from' figures across home care, home nursing, home medical, home therapy, interim caregiving and its nursing home day rate); and Active Global Caregivers (live-in caregiver monthly salary, private nursing hourly, home medical per house call, first physio session). THEY DO NOT: St Luke's ElderCare publishes no fees on its services pages and quotes after a referral from a hospital, GP or polyclinic; Orange Valley's page is titled 'Admission & Fees' but gives numbers only through a Care Coordinator discussion and a face-to-face financial counselling session; ECON Healthcare's Singapore pages carry no daily or monthly rates; and Allium Healthcare publishes no rates and sees visitors by appointment only. For the four silent ones, be sceptical of monthly figures on third-party portals — they are frequently years out of date — and ask for a written quote with exclusions spelled out.

How much does a nursing home cost per month in Singapore in 2026?

The only provider on this list that publishes a nursing home rate is NTUC Health, whose eldercare pages print fees of $160 to $190 per day. At an average 30.4-day month that works out to roughly $4,864 to $5,776 a month by our own arithmetic — and crucially, those are its subsidised 'from' figures, with nursing home subsidies running up to 75% of the fee via the National Means Testing System. Orange Valley, ECON Healthcare and Allium Healthcare publish nothing: Orange Valley gives an estimate through a Care Coordinator based on care level and room type, with a financial counselling session before admission, and states it can accept residents receiving MOH subsidy means-tested by AIC; ECON's pages carry no rates at all; and Allium prices by suite (Classic 25 sqm companion, Signature 21-31 sqm, Executive 38-53 sqm) with figures given on enquiry, which should be assumed to sit well above the $160-$190 band. Two things to settle before you sign anywhere: whether the home has MOH-subsidised places at all, and exactly what the daily rate excludes — nursing hours, therapy, doctor reviews, consumables and transport are the usual add-ons.

Can foreigners or PRs use these eldercare services in Singapore?

The private providers will serve anyone who pays — Homage, Jaga-Me, Active Global's private lines and Allium Healthcare are commercial services with no citizenship gate. The subsidies are where status matters. Government means-tested subsidies through the National Means Testing System, and the Home Caregiving Grant, are for Singapore Citizens and for PRs who have a parent, child or spouse who is a living Singapore Citizen; the HCG cuts off entirely above $4,800 monthly household income per person. That leaves expatriate families caring for a parent here with few subsidised options — which is why one detail on this list is worth knowing: St Luke's ElderCare states that admission to its Social Day Care, Rehab and Weekend Respite Care programmes is open to Singaporeans, Permanent Residents and foreigners, regardless of race and religion, with referrals made via hospitals, GPs, polyclinics and other elderly services. For a parent visiting on a Long-Term Visit Pass who needs somewhere safe to spend the day, that is the door to try first. Fees are not published, so ask what the non-subsidised rate is at the specific centre.

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