#gxs bank singapore

Singapore savings rates fell hard through 2026, with UOB One down to a maximum 1.90%, and the neobanks cut just as deeply. Three of the five moved again in October, and every change went up. GXS added an 18-month Boost Pocket at 2.0% p.a., level with Chocolate Finance's condition-free 2.0% target but SDIC-insured, and its save-and-invest campaign still pays 3% or 3.2% p.a. to 30 October. Chocolate is paying an extra 1% p.a. on new USD through October. StashAway Simple Plus now yields 3.1%, and new investors who join by 30 October get 6.2% for one month. We compare Trust, GXS, MariBank, Chocolate Finance and StashAway Simple on real rates, caps, conditions and fine print, all re-checked on each provider's own site on 17 October 2026.

MariBank has raised its advertised rate to 3.08% p.a. and Trust still leads on 2.40% p.a., but neither number is a rate you can simply park money at. MariBank's 3.08% is 0.88% base plus a 1.60% bonus that stops after 30 days, plus 0.40% for a paid ShopeeVIP subscription, plus a new 0.20% for crediting your salary. Trust's 2.40% is only reachable if one of your three monthly bonus picks is referring a credit card customer who gets approved that month; without that referral the Flex Plan ceiling is 1.50%. The best rate with genuinely nothing to do is still GXS Saving Pockets, raised from 1.08% to 1.2% p.a., though GXS badges it a limited-time promo. GXS has rerun its guaranteed 3% or 3.2% p.a. campaign, which pairs a Boost Pocket with an investment, to 30 October. Below: what each account pays once the promotion ends, the balance caps, the two products here that carry no SDIC cover at all, and the sign-up offers still running in October.